Question 1

How does HalalPay approach Shariah?

Accepted Answer

HalalPay is built around Shariah-conscious principles. For us, that means considering Islamic ethical principles when designing the products, services and commercial relationships that HalalPay controls. Our approach includes: avoiding interest-based products within our own business model, providing genuine commercial services for agreed fees, transparency, fair dealing, ethical commerce, responsible treatment of merchants, charitable giving As HalalPay develops new products, we will continue to review their structure and seek appropriate Islamic-finance, legal and professional expertise where necessary. We do not make sweeping religious claims about every part of the wider financial system. We explain clearly how HalalPay itself operates and how the products we control are structured.

Question 2

Are mainstream payment companies haram?

Accepted Answer

No. HalalPay does not make that claim. Islamic finance can involve complex questions, and different products and contractual structures may require individual consideration. HalalPay is not established to judge businesses or Muslims who use conventional banks or payment providers. We are simply offering an alternative built around the principles HalalPay itself wants to represent.

Question 3

Is HalalPay only for Muslims?

Accepted Answer

Absolutely not. HalalPay is open to businesses of every faith and background. You do not need to be Muslim to become a HalalPay merchant. Our merchants can be Muslim, Christian, Sikh, Hindu, Jewish, of another faith or of no faith at all. Values such as ethical commerce, transparency, fairness, responsible conduct and charitable giving can appeal to anyone. The ethical framework behind HalalPay is inspired specifically by Islamic principles, while the service is open to everyone.

Question 4

So, how is HalalPay halal?

Accepted Answer

HalalPay is a British merchant payments company built around Shariah-conscious principles and the wider Islamic values of ethical trade, transparency, fair dealing, responsible commerce and charitable giving. Our core merchant-payment business earns agreed commercial fees for providing genuine payment services rather than being built around interest-based lending. HalalPay also commits 1% of its own net profits to Sadaqah. We operate within Britain's established financial infrastructure while consciously designing the products and commercial relationships that HalalPay controls around these principles. HalalPay is designed with Muslim businesses and their values particularly in mind, while remaining open to businesses and customers of every faith and background.

How Is HalalPay Halal? | HalalPay